Making Workers' Comp Smarter, More Human and More Responsive

Terra is a cloud-native platform for Workers' Comp and Commercial P&C claims, policy, and compliance.

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Our mission

Terra exists to make Workers' Comp and Commercial P&C smarter, more human, and more responsive to real-world challenges. We started in 2019 with a single conviction: the insurance technology stack had been built around files, not people.

Years later, that conviction still drives every product decision: from automated claim intake to embedded analytics, from public pricing to the "don't pay until you're live" guarantee. We're a cloud-native team building for carriers, TPAs, self-insured groups, captives, MGAs, public entities, and the people they serve.

Founded2019

HeadquartersCollege Station, TX

Coverage50 U.S. states

ArchitectureCloud-native

CertificationSOC 2 Type II

What we won't compromise on

Every product decision passes through these four filters before it ships.

Smarter

AI you can audit, embedded analytics, and predictive risk models. Built into the platform, not bolted on.

More Human

Workers’ comp claims involve real people. Our workflows respect that: every notification, every status, every form.

Responsive

Cloud-native. Configurable. Updated continuously. When regulations change, the platform changes with them.

Transparent

Public pricing. No fees until you’re live. Open API. The way insurance technology should always have been.

Our partnership with

Kids' Chance of Florida

When a workers' comp claim involves a fatal or catastrophic injury, the children of that worker often face a future they didn't choose. Kids' Chance of Florida provides college scholarships to those children, making sure the next generation isn't held back by a workplace accident.

We're proud sponsors. It's the most direct way we know to be reminded every day what this industry is really about.

Security & Compliance

SOC 2 Type IICertified

AICPA SOCVerified

Want to know more abouthow we work?

Talk to our team. We'll walk you through the platform and answer the questions you actually came with.

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Any Question?

Everything you need to know about Terra and how we work.

Are manual interventions slowing down operations?

Terra uses automated workflows to minimize errors and save time, allowing your team to focus on critical aspects of Workers' Comp and Commercial P&C management.

Do you have security concerns about sensitive data?

Terra secures sensitive data with advanced protocols, including encryption, access controls, and continuous monitoring, ensuring compliance with standards like Azure AD and SOC2.

Are long implementation times slowing you down?

Terra streamlines implementation with no charges until your system is fully operational, ensuring a swift setup to start managing effectively.

Are you struggling with inflexible legacy systems?

Terra adapts quickly to new regulations and market demands without disruptive overhauls, providing flexibility in managing Workers' Comp and Commercial P&C.

Are you concerned about long-term contracts and high costs?

Terra doesn't bill for setup and licensing fees until the system is live. Register unlimited users and choose a payment model that works for you: per claim, per policy, or per dollar of premium.

Still have questions?