Workers' Comp and Commercial P&C Software

AI you can audit. Your data, always private.

Terra platform user
Net Incurred by Risk Level
Low1$1,500
Med3$153,000
High1$30,000
brand-assuredbrand-ezbrand-ccmsibrand-commercial

Trusted by industry leaders

Terra is a cloud-native platform
for end-to-end insurance operations.

Problems We Solve

Managing Workers' Comp and Commercial P&C shouldn't require 5 separate systems, manual spreadsheets, and integration headaches.

Terra Policy Administration System offers a comprehensive, user-friendly platform for managing the full lifecycle of Workers' Comp policies today, built to extend to Commercial P&C.

From quoting and underwriting through policy issuance, renewals, and billing, Terra enhances operational efficiency, ensures compliance, and improves the overall customer experience.

Quoting and Underwriting Automation

Dynamic quoting tools and customizable rating engines streamline the quoting process. Automated underwriting workflows enhance risk assessment and compliance checks, integrating seamlessly with external data sources.

Policy Lifecycle Management

Comprehensive management of policy transactions, automated document generation, and lifecycle automation ensure accuracy and efficiency from issuance to renewal. Advanced document management and electronic signatures expedite processes.

Billing and Payment Processing

Flexible billing options, real-time accounts receivable management, and automated premium calculations provide transparency and accommodate policyholder preferences. Automated reminders and detailed financial reports maintain financial stability.

Learn More

Certified & Secure

SOC 2 Type II
AICPA SOC

Don't Pay
Until You're Live

No setup fees · No long-term contracts

Start paying when you go live

You won't receive a bill until the system

is fully ready for your team.

Zero hidden costs

You only pay for what you use — no

inflated packages or surprise fees.

No upfront fees

No setup or implementation fees.

Getting started is truly risk-free.

No long-term contracts

Flexible, usage-based pricing.

Pay as you go and cancel anytime.

Implementation Process

From kickoff to go-live, our team guides you every step of the way.
Fast, smooth, and risk-free.

Kickoff & Planning

1

Kickoff & Planning

We start with a collaborative kickoff session to understand your goals, pain points, and unique workflows. Together, we define a tailored onboarding roadmap that aligns with your priorities.

Seamless setup and support to get your system live effortlessly.
Terra
EDI & State Reporting
Bill Review
Excess Carriers
Electronic Payments
and many more
Integrations

A complete ecosystem for your work

Connect your tools to streamline workflows and automate processes effortlessly. This connectivity boosts efficiency and collaboration across your team.

Real Terra customers

What customers actually say

Rachael Deely
Rachael DeelyConsultant/Strategy Marketing Manager at Commercial Insurance Consultants (CIC)

“Certificates of Insurance (COI) are an essential part of managing liability in our organization. A manual process for COI Management can easily become a resource draining nightmare… By using SmartCompliance to manage certificates of insurance, we've helped our clients increase their vendor compliance percentage by as much as 65%.”

Ready to modernizeWorkers' Comp and Commercial P&C?

See how Terra can transform your operations. No commitment required.

Any Question?

Everything you need to know about Terra.

What is Terra?

Terra is a cloud-native platform for Workers' Compensation and Commercial P&C claims and policy management. It combines claims processing, policy administration, integrations, and compliance into one unified system. AI you can audit, and data that stays private.

Do you have industry-specific solutions?

Yes. Terra serves TPAs, carriers, self-insured funds and groups, captives, MGAs, and medical services providers. Each type gets configurable workflows, reporting, and compliance tools tailored to their needs.

What integrations does Ancillary Services Marketplace support?

Ancillary Services Marketplace includes pre-built integrations with Mitchell, Verisk, Carlisle Medical, Conduent, and other providers. Plus an open API for custom integrations.

How does pricing work?

No long-term contracts, no setup fees. You don't pay until you're live. Pricing is based on organization size and usage. Contact us for a custom quote.

Is Terra secure and SOC 2 compliant?

Yes. SOC 2 Type II certified with encryption at rest and in transit, role-based access controls, MFA, and regular third-party penetration testing.

Still have questions?