# Terra (terra.insure)

> Terra is a cloud-native Workers' Compensation and Commercial P&C software platform.
> Tagline: AI you can audit. Your data, always private.
> Commercial promise: No setup fees. No long-term contracts. Don't pay until you're live.

Terra is built by JBKnowledge (jbknowledge.com), an insurance technology company founded in 2001
(College Station, TX). The Terra platform launched in 2019. Terra Compliance traces back to
SmartCompliance, founded 2010.

## Products (canonical order)

- Policy Administration — quoting, underwriting, issuance, renewals, billing, rating engines: https://terra.insure/policy-administration
- Claims Management — claim lifecycle, FNOL, adjuster tools, financials, OSHA tracking, forms library: https://terra.insure/claims-management
- Ancillary Services Marketplace — integrations and vendor network (EDI & state reporting, bill review, excess carriers, electronic payments, open API): https://terra.insure/connect-marketplace
- Compliance Tracking — COI (certificate of insurance) tracking with OCR, renewal automation, vendor compliance: https://terra.insure/compliance
- Claims Benchmark — claims analytics benchmarked against a 5M+ anonymous claim dataset: https://terra.insure/claims-benchmark

## Who it serves

Insurance carriers, third-party administrators (TPAs), self-insured funds and groups (SIFs/SIGs),
captives, public entities, risk managers, and medical service providers — primarily in Workers'
Compensation and Commercial P&C. Audience pages: https://terra.insure/who-we-serve/carriers ·
/third-party-administrators · /sif-sig · /captives · /risk-managers · /medical-service-providers

## Pricing (published)

Per-claim pricing for Claims Management: $80 per new claim (1–2,500 claims/yr), $70 (2,501–10,000),
$60 (10,001–25,000), custom above. Month-to-month, no cancellation penalties, no setup fees, and
you don't pay until you're live. Compliance Tracking is priced per insured vendor (self-service and
full-service tiers). Details: https://terra.insure/pricing

## Key pages

- Pricing: https://terra.insure/pricing
- Make the Switch (migrating from another system — migration handled by a dedicated Switch team): https://terra.insure/make-the-switch
- Request a demo: https://terra.insure/demo
- Blog: https://terra.insure/blog
- About: https://terra.insure/about

## Security & compliance posture

SOC 2 Type II attested (JBKnowledge). Cloud-native, hosted in the US. AI features are auditable —
recommendations always traceable. Customer data is never shared or used to train third-party models.