We’re not just offering new software. We’re redefining what you should expect from your insurance technology partner.
The Future of Workers’ Comp Technology Starts Here
Terra is rewriting the rulebook on how Workers’ Compensation insurance systems should work—for you, not against you. Traditional platforms are slow, expensive, and rigid. You’ve lived through the drawn-out implementations, massive setup fees, and binding multi-year contracts. It’s time for something radically different.
Break Free from the Legacy Trap
Legacy systems are a burden—complex, inflexible, and built for a world that no longer exists.
Terra was built from the ground up to eliminate these pain points. We offer:
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$0 Setup or Implementation Fees
Get started with zero financial risk. We don’t charge you until you’re live. -
Unlimited Users from Day One
Empower your entire team without incurring extra licensing costs. -
Only Pay When You’re Live
Your investment begins when value is delivered—not before. -
Flexible Month-to-Month Contracts
Stay because our software works, not because you’re locked in.
What’s Inside Terra
Terra is more than a claims system. It’s a fully integrated, cloud-native platform that delivers powerful tools across five core areas—all purpose-built for Workers’ Comp:
1
Claims Management
Our AI-powered automation streamlines every phase of the claims process. Reduce manual work, ensure timely communications, and optimize medical and pharmacy coordination.
- Workflow automation for claim intake, payment processing, and settlements
- Built-in medical provider and PBM integrations
- Dashboards tailored for adjusters, supervisors, and executives
- Real-time analytics and PowerBI integration
2
Policy Administration
End-to-end lifecycle support for quoting, underwriting, policy issuance, billing, renewals, and compliance.
- Dynamic quoting tools and customizable rating engine
- Lifecycle automation for renewals, endorsements, and audits
- Advanced billing with flexible options and automated reminders
- Secure client portal for policyholder self-service
3
Claims Benchmark
Data-backed insights from over 5 million+ anonymized Workers’ Comp claims. Compare your performance to peers by state, industry, or class code.
- Detailed reports for loss ratios, claim frequency, and cost trends
- Identify inefficiencies and cost-saving opportunities
- Confidential benchmarking to guide strategic planning
4
Connect Marketplace
Your hub for integrations—seamlessly connect with EDI systems, CMS tools, PBMs, legal and billing partners, and more.
- Built-in partners like Mitchell, Verisk, Carlisle Medical, and Conduent
- Single-sign-on access to all services
- Open API architecture for fast, scalable integration
5
Compliance Management
Regulatory compliance made effortless. Automate the tracking, submission, and renewal of critical documents.
- Certificate of Insurance automation
- OCR-powered document processing
- Smart workflows for renewals and audits
Why Terra?
A Platform Built by Insurance Pros—Not Outsiders
Terra was created by people who’ve lived through the frustrations of outdated insurance software. We understand your workflows, your pain points, and the pressure to deliver results under complex regulatory environments.
Innovation Without the Risk
Forget long onboarding timelines and endless fees. With Terra:
✅ You don’t pay until you’re live.
✅ You only pay for what you use.
✅ You can leave anytime.
It’s not just a better platform. It’s a better way to do business.
Ready to Break the Cycle?
Start transforming your workers’ comp technology stack, without the risks or restrictions.
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